Snr Non Std Car Underwriter
Ageas
Salary From:
£50,000.00
Permanent
Multiple Locations
We are looking for a Senior Non Standard Car Underwriter who thrives working with data, solving problems, and making fair, confident decisions. This is an important role within our Non-Standard underwriting team. You will help shape how we assess risk, support brokers, and guide product performance across a fast moving and specialist part of the market. In this role, you will be trusted to use your judgement and insight to make sure the profile of risks we write are safe and profitable. You will look at trends, use data to explain what is happening in the portfolio, and suggest improvements that support growth. Your work will help our business stay competitive and make sure our products meet customer needs. You will also build strong relationships with brokers, partners, and internal teams. Clear communication and a collaborative mindset are key. You will help others understand our approach, support good decisions, and keep underwriting rules and documentation up to date. You will act as a specialist in your area, sharing what you know and helping the team learn and improve.
Make confident and profitable underwriting decisions for the non standard motor portfolio, ensuring they align with our risk appetite and business goals.
Use data tools and reporting to track portfolio performance, spot trends, and guide actions that protect results.
Assess new schemes and products, recommending fair pricing, clear underwriting rules, and improvements that support sustainable growth.
Shape and maintain underwriting acceptance rules to meet performance targets and drive profitable outcomes across your products.
Build strong partnerships with brokers and internal teams by leading reviews, producing high quality reporting packs, and ensuring accurate and compliant processing.
Drive innovation by analysing market changes, deepening your understanding of risk, and recommending improvements that strengthen our specialist position in the market.
Strong analytical ability, with confidence in interpreting complex data sets utilising Excel, Power BI dashboards and other tools to produce clear insight.
Deep understanding of motor underwriting and pricing principles, supported by hands on experience in underwriting and/or pricing roles.
Sound knowledge of the personal motor insurance market, including technical issues, regulatory expectations, and industry standards.
Familiarity with data and pricing tools such as Radar Live (or similar), using them to support fair pricing and informed decision making.
Excellent organisational, communication, and stakeholder skills, with the ability to manage multiple priorities and work well under pressure.
Solid understanding of insurance law, pricing techniques, and market directives.
analytical, collaborative, excel, radar