Ageas UK is a leading personal lines insurer, serving over 5 million customers and employing more than 4,000 people across the UK. Known for its award-winning service, Ageas is committed to delivering innovative and compliant insurance solutions. 

The Technical Underwriting team, based in Eastleigh, plays a crucial role in shaping product design, ensuring regulatory compliance, and supporting strategic growth. Operating in a fast-paced environment, the team collaborates across departments to deliver high-quality outcomes and continuous improvement. The Senior Technical Underwriter will lead the development and control of underwriting rules, policy wordings, and technical processes across Private Car, Commercial Vehicle and Motorcycle products. 

The role involves managing financial and reputational risk, mentoring team members, and ensuring effective resource allocation. The jobholder will work closely with internal stakeholders to deliver business-as-usual and strategic change initiatives, while driving process efficiencies and maintaining high standards of service and compliance. 

Main Responsibilities as Senior Technical Underwriter: 

• Lead the development of underwriting rules, product specifications, and technical processes to drive profitable growth and market competitiveness. 

• Manage and deliver projects that ensure products remain fit for purpose and compliant with regulatory standards. 

• Monitor and mitigate financial and reputational risks through claims analysis, fraud prevention, and regulatory compliance. 

• Oversee underwriting authorities and ensure consistent application across the business, including training and documentation updates. 

• Provide leadership and coaching to the Technical Underwriting team, ensuring clear reporting lines and professional development. 

• Establish and maintain efficient systems and processes to ensure accuracy, compliance, and business continuity.

• Build strong internal and external relationships, representing Ageas in market forums and ensuring clear, fair communication with stakeholders. 

Skills and experience you need as Senior Technical Underwriter: 

• Extensive underwriting and project experience, with strong knowledge of software houses including Polaris and non-Polaris platforms. 

• Well-versed in consumer duty and insurance regulations, with the ability to review and provide technical feedback on policy wordings. 

• Skilled in product approval processes, target market analysis, and ensuring fair value for customers; experienced in managing full change lifecycle (design, build, test, deploy). 

• Proven ability to work within project teams collaborating with functions across the business including Business Analysts and Project Managers. 

• Cert CII qualifications is desirable. 

• The jobholder requires a good degree of numeracy with a strong ability to analyse and interpret complex data